Value Tilt.
Broad core with a measured value sleeve.
Based on Betterment's Value Tilt portfolio, this starter keeps a globally diversified passive core and adds deliberate exposure to U.S. value stocks inside the equity allocation. It remains a full passive portfolio, but asks you to accept tracking error versus a plain market-cap core.
- U.S. Core35%
- U.S. Value18%
- U.S. Small Value2%
- Developed Markets ex-U.S.25%
- Emerging Markets10%
- Global Bonds8%
- Emerging Market Bonds2%
iShares Core S&P 500 UCITS ETF (Acc)
U.S. Core
iShares Edge MSCI USA Value Factor UCITS ETF
U.S. Value
SPDR MSCI USA Small Cap Value Weighted UCITS ETF
U.S. Small Value
iShares MSCI World ex-USA UCITS ETF
Developed Markets ex-U.S.
iShares Core MSCI Emerging Markets IMI UCITS ETF
Emerging Markets
iShares Core Global Aggregate Bond UCITS ETF
Global Bonds
iShares J.P. Morgan $ EM Bond UCITS ETF
Emerging Market Bonds
EU tax note: Value sleeves and bond sleeves can add fund overlap and extra turnover. In Europe, the closest UCITS implementation may use different fund wrappers and tax treatments than the original US portfolio.
Educational, not advisory. Starters illustrate published asset-allocation structures. They are not recommendations, and you remain responsible for choices that fit your jurisdiction, taxes, and horizon.
Strengths
Keeps a globally diversified core instead of replacing it with a narrow factor bet.
Makes the value overweight explicit and sized, rather than burying it inside an active fund.
Fits investors who want a passive portfolio with one deliberate style tilt.
Trade-offs
Can underperform a plain broad-market portfolio for long stretches.
More funds and more overlap than a simple total-market approach.
The UCITS implementation is a closest practical approximation, not Betterment's exact ETF set.