Merriman-Inspired Grid.
Region and size, sleeve by sleeve.
Inspired by Paul Merriman's Ultimate Buy & Hold work, this template splits equities into explicit regional and size sleeves so each exposure can be seen and rebalanced directly. It is a simplified implementation, not Merriman's canonical 10-asset-class portfolio.
- US Large Cap45%
- US Mid Cap12%
- US Small Cap10%
- Europe Large Cap18%
- Europe Small Cap5%
- Emerging Markets8%
iShares Core S&P 500 UCITS ETF (Acc)
US Large Cap
SPDR S&P 400 U.S. Mid Cap UCITS ETF
US Mid Cap
SPDR Russell 2000 U.S. Small Cap UCITS ETF
US Small Cap
iShares STOXX Europe Large 200 UCITS ETF
Europe Large Cap
SPDR MSCI Europe Small Cap UCITS ETF
Europe Small Cap
iShares Core MSCI Emerging Markets IMI UCITS ETF
Emerging Markets
EU tax note: Granular ETF sleeves can create more trading friction over time. In Europe, some sleeves also rely on narrower UCITS funds with higher spreads and lower assets than the US equivalents.
Educational, not advisory. Starters illustrate published asset-allocation structures. They are not recommendations, and you remain responsible for choices that fit your jurisdiction, taxes, and horizon.
Strengths
Each region and size sleeve is visible, independent, and easy to rebalance.
Makes large-, mid-, and small-cap exposure explicit instead of burying it inside a broad fund.
Keeps emerging markets as a separate decision rather than a residual weight.
Trade-offs
One of the most complex starter structures in the gallery.
Requires more discipline to maintain than a broad-market core.
Prone to tinkering when one region under- or out-performs.
UCITS implementations often need substitute funds rather than exact one-to-one Merriman building blocks.