Global 80/20.
World bond / stock portfolio
Own the entire investable world in market proportions. One stock fund, one bond fund. No regional choices, no rebalancing tinkering, no tracking-error regret.
- Global Equities80%
- Global Bonds20%
Vanguard FTSE All-World UCITS ETF (Acc)
Global Equities
Vanguard Global Aggregate Bond UCITS ETF (Hedged)
Global Bonds
EU tax note: For EU investors, the Irish-domiciled UCITS variant has the simplest reporting and sidesteps US estate-tax exposure entirely.
Educational, not advisory. Starters illustrate published asset-allocation structures. They are not recommendations, and you remain responsible for choices that fit your jurisdiction, taxes, and horizon.
Strengths
Maximum diversification across every public equity market.
Zero ongoing decisions: the index decides regional weights.
Lowest cognitive load and lowest fund-fee drag of any structure.
Trade-offs
No way to overweight a region or factor with conviction.
Accepts whatever the market does, in good years and bad.
Bond portion stays simple, with no duration or credit choices.